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MASSIVE’s Mass Tort Team eliminates a $114,058.70 lien for a 2004 hip replacement.  Our Mass Tort team was recently retained by a Kentucky Law Firm to resolve a self-funded ERISA lien handled by United Healthcare.  Over time, the plaintiffs’ bones and joints around the hip were infected as metal shards were entering the bloodstream.  The…

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Liens without Plan Language

Lien resolution often starts with one question: What does the plan language say? More specifically we ask if the private insurance lien (or even the ERISA lien) has contract language explaining its rules for subrogation and liens. Every once in a while we find lien holders and health insurers who tell us there isn’t plan…

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Anti-Subrogation States – Defeating a Lien Before it Exists

Sometimes, a lien never has to exist. Sometimes, the insurance company never stands a chance. And sometimes, a client keeps 100% of her net settlement. These times are most often settlements in anti-subrogation states – or states that statutorily refuse to allow subrogation, liens, or insurance reimbursement. The eight officially anti-subrogation states are: Arizona Connecticut…

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