ERISA, ERISA, ERISA!

In lien resolution (or subrogation, or reimbursement) ERISA means nothing.  Let’s get that out of the way.  Health plans can scream “ERISA!” at the top of their lungs.  It still means nothing. This is an issue we run into often.  I like the way this ERISA lien case was handled, so I will share a…

Read More

Lien vs. Subrogation – A Primer

Most people don’t know the difference between a lien, subrogation rights, and rights of reimbursement. Those who do know the difference often don’t care. For instance, even our industry refers to a Medicare lien; however, Medicare does not (technically) put liens on your cases. Medicare liens are actually Medicare-rights-to-reimbursement and subrogation rights. But that’s a…

Read More